Planning Advantage Process

The Planning Advantage (PA) program begins when you review your personal and financial information with a Relationship Manager. Together, we discuss your current financial picture; identify your financial goals, tolerance for risk, and time horizon.

YOUR FINANCIAL STATUS

Vantage provides a preliminary financial analysis that is created using a variety of computer software programs. It will outline your individual needs at-a-glance, so you can determine how you would like to proceed.

Many of our PA clients have established sound financial habits and now seek counsel on topics such as:

  • ►   Retirement
  • ►   College Savings
  • ►   Social Security options
  • ►   Portfolio Diversification

They are interested in identifying specific improvements that can be made going forward and we are prepared to help them. Every available option is thoroughly explained, so clients can make informed decisions about their financial future.

Your Relationship Manager can also note any areas of concern with your:

  • ►   Insurance
  • ►   Estate Plan

An overall investment analysis is then conducted by your Investment Manager, who reviews your level of risk, volatility, and the diversification of your total portfolio. This helps ensure the alignment of your financial decisions with your personal goals.

A Vantage Investment Manager will analyze your overall investment portfolio by aggregating all of your accounts. This includes looking at your 401(k) or other tax deferred savings plans and comparing them to allocation models to help improve your retirement allocations within corporate constraints.

Recommendations

Following the analysis meetings, you will receive a written summary of every item that was covered. You will be given access to a secure online mailbox, too. This is where you can view your current retirement plan and any future reports.

ASSET MANAGEMENT

Some clients are eligible to receive additional investment management expertise based on the size of their accounts. If you would like us to manage your investments, we can oversee the paperwork needed to open accounts with LPL Financial Services, the largest independent broker-dealer in the United States. Remember, having a solid investment plan helps you avoid mistakes that could significantly impact your financial goals.

ONGOING REVIEW

We continue monitoring your financial situation for the remainder of the contract term. During that time, your Relationship Manager will answer all of your financial questions and your Investment Manager will oversee all investments placed with LPL Financial Services. After successful completion of this process, you may continue to engage our services each subsequent year for a nominal retainer fee.


Nine North Vail Avenue
Arlington Hts., IL 60005
© VANTAGE FINANCIAL PARTNERS LIMITED
(847) 590-9191
Fax (847) 590-9009